Meadow Mill Residents' Association
Meadow Mill
Residents' Association

Official Correspondence — June 2026

Meadow Mill
Residents' Association

An open letter to all leaseholders at Meadow Mill
Water Street, Stockport

June 2026

Copied to Navendu Mishra MP  ·  CERT Property Management  ·  Stockport Metropolitan Borough Council  ·  Greater Manchester Combined Authority  ·  Matthew Pennycook MP (Housing Minister)  ·  Shadow Housing Minister  ·  Leaders of all major political parties

This letter is addressed to every leaseholder at Meadow Mill — whether you live here, rent your property out, or hold multiple units as part of a portfolio. We are writing because the building in which we have all invested is in serious difficulty, and the decisions some leaseholders are making are compounding that difficulty for everyone else.

We write with urgency, but also with fairness. We want to be clear about what is happening, who is responsible, and what needs to happen next. We also want those in positions of public responsibility who receive this letter to understand the full picture — and to consider what their obligations are in response to it.

A landmark building in crisis

Meadow Mill is not an ordinary residential block. Built in the 1870s for the spinning of cotton and wool by T & J Leigh Ltd, it is one of the finest surviving examples of Victorian industrial architecture in the North West. It was designated a Grade II listed building by Historic England in 1975 — listed reference 1356846 — described by Historic England as "a good example of its period." Its seven-storey red brick facade, arcaded floors, carved stonework, and twin turrets are a recognised part of Stockport's industrial heritage and a landmark on the town's skyline.

In 2021, following a £15 million conversion, Meadow Mill became 213 residential apartments. Leaseholders invested in it on the strength of that heritage, that history, and the promise of a high-quality home in a building of genuine architectural significance. What they have received is something very different.

Today, Meadow Mill is flooding, uninsured, incomplete, and deteriorating. A Grade II listed building — part of England's protected national heritage — is being allowed to decay through a combination of freeholder failure, planning non-enforcement, and leaseholder non-payment. That is a matter of public concern that extends well beyond the 213 households who live here.

The state of the building

Meadow Mill flooded on New Year's Day 2025. The fallout that residents continue to experience is a direct consequence of planning failures — conditions that were agreed, required, and never enforced. Those conditions required the electricity substation to be located above the flood water level and an emergency exit route to be built from the first floor across to Tiviot Way. Neither was delivered. When the building flooded, the substation failed, the emergency exit did not exist, and residents were forced to evacuate a Grade II listed building in circumstances that should never have arisen. Everyone's homes were left uninhabitable for three weeks — not because of the flood itself, but because of failure to meet planning conditions.

The emergency services response to that flood came at a cost — a cost that may not have been necessary had the planning conditions been enforced as they should have been. We believe this is a question Stockport Council must answer.

Over a year and a half later, the post-flood remediation works carried out by the freeholder are incomplete and, in the view of leaseholders, fall well below the standard required. The building was not in an acceptable condition before the flood. The remediation works that followed should be a source of enduring shame to the freeholder. What was promised as a restoration is widely regarded by those who live here as a patch-up job.

Beyond the flood, the building was handed over to leaseholders in a state that did not match what was marketed, what was promised, or what the planning permission required. Promised amenities — communal areas, landscaping, a play park, a bridge to Tiviot Way — have never been delivered. Outstanding snagging issues include leaking windows, defective plumbing, non-compliant electrics, leaking roofs, unresolved leaks in communal areas, unsafe stairwells, and security doors that have remained defective for an extended period. The list is endless and the situation is getting worse, not better. These issues have been reported in writing and the association holds documented evidence. We are prepared to provide that evidence in full to any party with a legitimate interest in receiving it.

Fire doors across the building have been found to have failed at installation. At least one inspector has committed in writing that the doors could not have passed when they were installed. Intumescent material — which prevents smoke from entering a flat in the event of fire — was absent from at least one door frame entirely and only partially present in another.

The building operates a stay-put policy in the event of fire. Post-Grenfell, the standards around fire door installation and certification exist for a reason. Those standards were not met here.

There has been no flood insurance on this building since early 2025. No insurer will currently provide it. That means most flats at Meadow Mill are effectively unmortgageable. Leaseholders who want to sell are limited to cash buyers only and forced to accept a significant discount to market value. Leaseholders who want to remortgage cannot access new lenders and are trapped with their existing lender at whatever rate it chooses to offer.

This is not the building that was sold to us. It is not the building the planning permission described. And it is not the building that Historic England listed for protection in 1975.

What leaseholders invested in — and what they got

Meadow Mill was marketed as a luxury conversion in a landmark Victorian building — "a balanced mix of apartments that opens up starter homes to young professionals, a step up the property ladder for couples and growing families, and penthouse luxury for those looking to combine location and modernity with Victorian features and panoramic views." It was positioned as part of Stockport's regeneration story: a historic building given new life, a community created where once there was an industrial site.

Stockport has seen significant regeneration investment in recent years. Leaseholders at Meadow Mill invested in good faith as part of that story. The question that must now be asked — and we ask it of both the freeholder and the council — is whether that regeneration story is built on solid foundations, or whether Meadow Mill represents the first fragile stack of cards to fall. If the conditions that led to this situation — planning permissions granted but not enforced, developers who over-promise and under-deliver, leaseholders left without recourse — exist elsewhere in Stockport's regeneration pipeline, then what has happened here could happen again.

The freeholder's failure

AWAL's conduct since the flood has been, in the view of this association, a disgrace. When the MMRA attempted twice to connect AWAL with organisations that could help secure flood insurance for the building, AWAL did not respond on either occasion. When AWAL committed in writing to keep leaseholders updated on reinsurance progress, they broke that commitment without explanation. Stockport Council's own leader described AWAL's response to the flood as 'unacceptable.'

AWAL told residents to arrange their own accommodation following the flood and promised to reimburse them. They did not. AXA, the building's insurer, eventually arranged hotel accommodation — but not until day ten. Residents were left to fund ten days of alternative accommodation out of their own pockets, on the basis of a promise from AWAL that was never honoured. Many remain out of pocket to this day.

Flood defences were discussed in the immediate aftermath of the flood — the very minimum response one might expect from a responsible freeholder. Eighteen months later, not a single flood defence has been installed. This year they appeared as a line item in the service charge budget, meaning leaseholders are being asked to fund protections that AWAL should have ensured were in place.

Letting and estate agents marketed these properties on the basis of the building's quality, amenities, and management that leaseholders now consider to have been, at best, misleading.

The pattern is the same across every one of these failures: AWAL makes commitments, breaks them, goes silent, and leaves residents, CERT, and the wider community to manage the consequences. This cannot continue.

The role of Stockport Council — questions that must be answered

Stockport Council granted the planning permission for the conversion of Meadow Mill. That permission came with conditions. Those conditions existed for a reason — to protect the building, its occupants, and the public. They were not met. The council has acknowledged this.

When leaseholders raised these failures with the council, the response was deeply troubling. Rather than committing to enforcement, the council indicated that it lacked the resources to check that planning conditions had been fulfilled — and warned that if enforcement were pursued, the cost of bringing the building into compliance might fall on leaseholders via service charge. In other words: the council failed to enforce its own planning conditions, and when challenged, suggested that the victims of that failure might have to pay for it.

We have been advised that this position is almost certainly wrong in law. No court or tribunal would be likely to make leaseholders pay for works required to bring a building into compliance with planning conditions it should have met before anyone moved in. But the fact that this argument was made at all — by a council that had already failed in its duty — is, in our view, unacceptable.

We are not in a position to say with certainty what motivated Stockport Council's failure to enforce the planning conditions at Meadow Mill. What we can say is that the consequences of that failure have been severe: a flood whose impact was significantly worse than it need have been, an emergency services response that may have been avoidable, residents displaced from their homes, and a Grade II listed building left without insurance and in a state of ongoing deterioration. These are questions that councillors, planning officers, and the council's leadership must answer. We intend to pursue them.

We have been advised that the association has grounds to bring a complaint of maladministration against Stockport Council to the Local Government Ombudsman. We are prepared to do so.

The role of CERT

CERT Property, our managing agent, is not responsible for the situation described in this letter. They do not control what AWAL does, cannot compel the freeholder to act, and have been left to manage a building in crisis with a service charge fund that others have chosen not to fund.

The service charge crisis

Services at Meadow Mill have been reduced since February 2026. Cleaning has stopped. Routine maintenance is not being carried out. Historic issues — leaks in communal areas, defective security doors — remain unresolved. Rubbish accumulates in shared spaces. Stairwells are in an unsafe condition. This is not because the managing agent has failed. It is because there is not enough money in the service charge fund to pay for services, because a significant number of leaseholders have not paid.

£203,691.51 Total arrears as of 30 June 2026
£113,420.30 Two portfolio landlords
£90,271.21 Individual leaseholders

For those of us who live here, this is not an abstraction. It is the smell in the corridor when you come home. It is the state of the entrance that greets you and your children every day. It is the embarrassment of bringing a friend or family member to visit. It is lying awake wondering whether this building — your home, the place that is supposed to be your sanctuary — is actually safe. It is the helplessness of doing everything right, paying everything you owe, and watching the building you have invested in deteriorate around you because others have chosen not to. It is a community that deserved better, in a building that deserved better, being slowly let down by those who had a duty of care towards it.

A message to individual leaseholders in arrears

We recognise that many leaseholders at Meadow Mill are under financial pressure. The flood, the ongoing problems with the building, and the uncertainty about property values have been stressful for everyone. We do not write this to shame anyone or to make a difficult situation harder.

But we do need to be direct. If you hold a lease at Meadow Mill and you have not paid your service charge for 2025 or 2026, you are contributing — both physically and in terms of the building's reputation — to the deterioration of a building you have a stake in. The cleaning that has stopped, the maintenance that is not being carried out, the security issues that remain unresolved — these are the direct result of the fund running dry. Every leaseholder who does not pay makes it worse for everyone.

We also want to be clear about what happens next if you do not act. CERT has confirmed that all leaseholders in arrears have been referred for legal proceedings. A third-party debt collection agency will be instructed. Additional fees and charges will be added to what you owe. Bailiff visits are a possibility. At the far end of that process is a County Court Judgment and, ultimately, forfeiture of your lease — meaning you could lose your property entirely.

If you are in genuine financial difficulty, contact CERT's Head of Property Management directly. The time to do that is now, before the debt collection process takes over and the options narrow.

Service charge is not optional. It is a legal obligation under your lease. Paying it is the single most immediate thing you can do to help yourself and every other resident at Meadow Mill.

A message to portfolio landlords

Some of you may be in dispute with AWAL over costs arising from the flood. We have some sympathy with that position — we are in dispute with them too, and for far more reasons than one. But withholding service charge is not a legitimate response to that dispute. It does not hurt AWAL. It hurts the people who live in this building. It hurts your own tenants and it damages your investment.

Let us be direct about what that means in practice. You are, in some cases, charging your tenants full market rent for a property in a building without adequate cleaning, with unresolved maintenance issues, and with no flood insurance. You are collecting that rent while withholding the service charge that pays for the services your tenants rely on. The people living in the flats below and above yours are paying their service charge. You are not. The impact of your non-payment falls on them, on your own tenants, and on every other resident in this building. We consider this to be, at best, a serious failure of responsibility — and we believe many of those receiving this letter will share that view.

If you have a dispute with AWAL, pursue it through proper legal channels. The MMRA is doing exactly that and we would welcome your engagement. Pay your service charge. The legal consequences of not doing so will fall on you, not on the freeholder you may be attempting to pressure.

We also extend an invitation: join the Meadow Mill Residents' Association. We are pursuing claims that will benefit every leaseholder in this building regardless of whether they live here or not. Your investment here is worth protecting. So is ours.

What we are doing about it

The MMRA has spent over a year building an evidential case. We have engaged with our MP, Navendu Mishra, who has raised Meadow Mill in Parliament. We have engaged with Stockport Council. We have engaged with the Federation of Private Residents' Associations, whose legal advisers have confirmed that original purchasers may have a direct financial claim against the developer. We are now instructing a specialist leasehold solicitor to pursue three streams of legal action: planning breaches, an incomplete building, and fire safety failures. These are serious, evidenced claims.

To those in receipt of this letter who hold public office or public responsibility: we are asking you to take notice. A Grade II listed building is deteriorating. Leaseholders who invested in good faith are trapped in properties they cannot sell or remortgage. Planning conditions were not enforced. A flood occurred whose consequences were far worse than they needed to be. We are not asking for sympathy. We are asking for accountability.

We are acting. We need all leaseholders to act too.

What we ask of you